Travel Insurance That Goes Wherever You Go
Medical emergencies, trip interruptions, lost luggage, and unexpected travel problems shouldn’t ruin your journey
The Best Trips Are the Ones You Never Have to Worry About
Most travelers never expect to need travel insurance.
- Until a flight gets cancelled.
- A suitcase disappears.
- A family emergency changes plans.
- Or a medical emergency happens thousands of miles away from home.
Travel insurance helps protect your trip, your finances, and your peace of mind so you can focus on enjoying the journey.
More Than Travel Insurance. Real Support When You Need It.
Emergency Medical Protection
Coverage for unexpected illnesses and accidents while traveling.
Direct Hospital Payment
Eligible medical expenses can be paid directly to hospitals, reducing out-of-pocket stress.
Buy While Traveling
Already abroad? Many of our plans can still be purchased after you’ve left home.
24/7 Assistance
Multilingual support available anytime, anywhere.
Protection for the Unexpected
Comprehensive protection built around the moments that matter most on your trip.
Medical Emergencies
Unexpected illness or injuries while traveling.
Emergency Hospitalization
Access to medical care when it matters most.
Trip Interruptions
Protection when your travel plans suddenly change.
Lost or Delayed Luggage
Support when baggage doesn’t arrive as expected.
Travel Assistance
Guidance and support during emergencies.
Emergency Return Home
Coverage options for qualifying family emergencies and disasters.
Get Protected in Minutes
Tell Us Where You’re Traveling
Compare Available Plans
Choose Your Coverage
Travel With Confidence
Frequently Asked Questions
Can I buy travel insurance after my trip has started?
Many of our plans allow you to purchase coverage even after you’ve arrived at your destination.
Is there a deductible?
Many plans available through Guardian include no deductible and no coinsurance.
How long can I be covered?
Plans range from one day up to six months depending on the provider.
Can hospitals be paid directly?
Yes. In qualifying situations, providers can arrange direct payment to hospitals.
Does travel insurance replace health insurance?
No. Travel insurance is intended for emergencies and temporary travel needs.
Can digital nomads use travel insurance?
Yes. Many plans are specifically popular among digital nomads, expats, and long-term travelers.
Not sure which product fits?
Let us point you in the right direction.
Tell us what you want to protect. A Guardian specialist will help you identify the right coverage and next step.