Health Insurance

Health Insurance in Mexico: Age limit to apply

Many people have concerns regarding Health Insurance as an Expat and that’s to be expected because it’s a very important part of your life.

Concerns vary from person to person, and with so much misinformation on social media, insurance sellers with limited knowledge of the industry, or other sources with inaccurate information, these concerns can be difficult to address. 

Here are some of the top questions that you might wonder about:

Age limit?

The age limit to apply varies from company to company. With some, the age limit might be 65 years old, others at 74, and with very few companies up to 85 years of age. When you request quotes for insurance, the agent will send you the options available at your age with the companies they represent.

But regardless of the age limit of the insurance companies, we encourage you to start looking for health insurance today. Why? Because the more you wait to get insurance the harder it will be to find a policy that guarantees renewal for life. This brings us to the second question of this blog.

Will my insurance renew after I reach a certain age?

This answer depends on the insurance company that you signed up with, which is why it’s important that you talk to a broker to get all the needed questions answered so you and your family can feel safe and secure with the insurance company you’re looking into.

Some insurance companies will not renew after you turn a certain age for various reasons, so that means you can’t assume. It would be awful if something happened and you didn’t have the insurance to cover the costs. So, ask all the questions, remember it’s your health and your body and it’s important to know what you’re signing up for before you sign a contract.

Does the policy rate increase if I use it?

This is one of the top questions we get, and the simple answer is no. People often wonder if they use their insurance, it will get canceled or they’ll have to pay more. If an insurance company raises your policy cost because you used it then you’re not getting the best deal for your buck, and the good insurance companies in Mexico don’t do that. That would defeat the purpose of having insurance in the first place. So, if you’re using your health insurance, good, that’s what it’s there for.

As an expat, when you move to a foreign country, you want to feel at home and comfortable, and that is one the main reasons why it is important when it comes to your health that you do the research needed and speak to a broker that specializes in Expats, that can assist you with all your questions/concerns and that can find an insurance company that can fit “Your” needs.

Health is so important and since you’re moving to a whole new place you don’t want to take a risk of your health taking a turn and not being covered.

Start looking into making your health a top priority today.

If you would like our team of health insurance experts to work on a personalized quote for you, contact us.

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