Travel Medical Insurance for everyone, anywhere in the world
Protection for unforeseeable travel events
How does Travel Insurance work?
Travel insurance policies used to be meant for those people traveling for a few days or maybe even a few months. However, the category of travelers has changed, and it’s now more frequent to see Expats, Digital Nomads, Snowbirds, or tourists in general needing travel policies for periods that can go from 1 day up to 6 months.
Of course, these policies are not created to replace a regular health insurance plan, hence the importance of being aware that travel policies are mainly for emergencies when traveling, be that an emergency related to your health, loss of important documents or luggage, travel assistance, etc.
Benefits
What does Travel Insurance cover?
Faq's
Frequently Asked Questions
No, our plans have been designed by insurance experts, travelers, and digital nomads to make them attractive and easy to use and understand. So once you have paid your premium, there is no other fee that you are responsible for.
With most providers, you need to purchase the policy before you leave home. With our plans, however, you have the option to buy it even if you are already in your destination. This is possible thanks to constant negotiations with our providers. Of course, buying the policy before your departure will always give you more benefits such as trip cancellation, loss of luggage, etc.,
Nevertheless, if your main concern is having protection against medical expenses, our plans are perfect for it and available even if you’ve left home already.
You can extend the coverage of your plan by contacting our team at service@guardianinsurancemx.com or completing the online travel insurance form
With most companies the age limit is 69. With our providers, however, the limit goes from 65 to 85 depending on the plan you want.
Travel Insurance providers can pay directly to hospitals and doctors as long as the client/patient stays a minimum of 24 hours in hospitalization. If the hospital stay is less than that, it will operate via reimbursement
Travel Insurance providers typically work with an open network, meaning you can go to any hospital or doctor in the area where you are, and the company will be able to pay directly provided the hospital/doctor accepts payments from insurance companies, which is the case most of the time
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