Life Insurance for Your Needs, Dreams, and Lifestyle
Coverage for You, Your Family, and Your Life Projects
How does Life Insurance work?
As more and more Expats make Mexico their home country, uncertainty arises about how their financial stability and the future of their families might be affected by an unforeseen change of circumstances or future challenges.
The need for and importance of life insurance exists regardless of the country we live in. However, very few insurance agencies have taken the time to research the best life insurance companies for Expats, making it difficult to access these types of policies… until now.
Why get our Life Insurance plans?
By Expats, for Expats. At Guardian, we understand even though you reside in Mexico, you might want to move to another country in the future. That’s why we have selected the best insurance companies for Expats, companies that allow you to take your policy with you to any country you go to and keep all the benefits you acquired from the beginning.
Additionally, you have the peace of mind of knowing that the companies we represent are well-regulated by then insurance authorities and have the ideal financial stability and strength to ensure your investment is well-protected.
Benefits
Benefits of Our Life Insurance Plans
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What Other Benefits Does Life Insurance Offer?
Faq's
Frequently Asked Questions
The same question can have many answers, as it all depends on the company you choose. However, here we share the most common answer to each question.
It all depends on the company you choose, the Sum Insured, and your health condition. In most cases, if your sum insured is less than $500k, you won’t need to undergo a medical exam.
Usually, insurance companies have a medical network for medical exams. However, if there is no provider in a particular city, they may give the client the option to choose.
Certain coverages can be offered with an increase in the premium, as long as the medical condition is stable and controlled and is evaluated by the insurance company.
Since we work with various insurance providers, there is no list of uninsurable conditions, as each company has different criteria. However, in most cases, any medical condition can be evaluated to determine if coverage can be offered.
Diagnosis, date of diagnosis, treatment, results of studies, clinical evolution, current condition
You can keep your policy and all its benefits as long as the country is not sanctioned by OFAC (Office of Foreign Assets Control of the United States).
You can choose a plan with fixed premiums throughout the entire contract period. Whether you contract for 15, 20, 30 years or more, the premiums will not change.
Yes, in addition to traditional life insurance, we offer insurance plans that return the premiums paid throughout the contracted term, as well as plans with accumulated interest over the years.
Yes, thanks to technological advances, our insurance companies allow clients to contract insurance through a 100% digital process.
Yes, the Sum Insured should be proportional to the economic loss that the insured person’s death would cause.
Close relatives by blood or those determined by law, for example: children or other dependents, partners, etc.
Of course! Our products are designed so that the beneficiary can be anyone with an insurable interest.